What type of device can be used to obtain goods or services by accessing funds?

A telecommunication access device refers to any electronic means that allows an individual to access funds or information related to their financial accounts. This can include credit or debit cards, mobile payment apps, and online banking credentials. These devices enable the user to initiate transactions to obtain goods or services directly from a merchant or service provider by transferring funds from their account.

In contrast, personal identifiers, while important for verifying identity, do not represent a means to directly access funds. Biometric data is used for authentication purposes, such as fingerprint scans or facial recognition, but it does not facilitate transactions on its own. A fraudulent account may involve illegally obtained access to funds or services but does not describe a legitimate device used to make transactions. Therefore, the option highlighting telecommunication access devices accurately focuses on a type of device specifically designed to facilitate the access and movement of funds for purchasing goods and services.